Like PMI (Private Mortgage Insurance) you get with a traditional loan? 

I found myself studying Rich Dad Poor Dad and knew that real estate was the journey I was meant to be on.

I ask cause an architect costs money and Im not rich.

I hadn’t even read “Rich Dad.”

SO much rich data that can help identify trends, nightly rates, occupancy in every market - amazing tool I use frequently. 

I want to purchase my primary home there with creative financing options, because like all of us I want to set more favorable terms than the traditional lenders can set.

@Rich Schmidt I know the feeling.

Start building a list of local  lenders (private and traditional)  contractors, handymen, realtors, wholesalers,  syndicators,..... 

Traditional mortgage with cash invested from selling a few properties out of state.

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.