Property prices in UAE softening is not only a good omen but also necessary at this point of sustainability.

When an HOA has gone dormant in the manner you described above I have been able to get their entity dissolved.

I belong to a bodybuilding site that flaming and childish behavior is the norm.This place has a bunch of mature and well mannered people that are willing to help you succeed in REI without asking for a dime.

If the Debt Coverage Ratio is at least 1.25 a property will usually sustain itself.

That may shatter Dubai’s goal of creating a sustainable economy by building the Persian Gulf hub for finance and tourism, forcing it to depend on oil-rich neighbor Abu Dhabi for financing. “Dubai is more precarious than it has ever been,†said Christopher Davidson, author of “Dubai: The Vulnerability of Success†(2008, Columbia University Press). “If the property industry collapses in Dubai, it will be finished.

Tenants sustain the property and the landlording business and bring you liabilities - not money.

Making the home easy to show, keeping it clean, tidy and presentable, and working in a timely manner with your agent to provide the lender the required documents for a short sale will definitely help your case.

*PS - I don't think you are using "dual agency" in the correct manner.

Did we all really think that homes could sustain an appreciation rate of 30% a year?

Better to be sure you can sustain the property out of your other income, or buy and fix cheaply enough that its at least break even, if not positive.