Kelly Williams:Bill Gulley & Steve Babiak provide you good advise.First use your free cash flow to establish a suitable reserve for your property(ies): that way if you have an extended vacancy in a unit, or the HVAC needs replaced in another, you have the funds to see you through.Once you have sufficient reserves, then it all comes down to cost of money / opportunity costs.

They need a finished job (materials and workmanship) that is suitable for the purpose.

. :-) Jerry:At -16F, a T-shirt is only suitable for short outings ... say taking the garbage to the curb ;-) Sometimes tough doesn't cover for poor judgement.

She's in another boat and I don't have a suitable answer.

@Nick B.If you are purchasing notes for the purpose of predictable monthly income, non-performing 2nd's with high CLTV% are probably not the most suitable investment.Also, I am glad you are getting some help here from some pro's on your calculation errors.Take more time to understand how to calculate time value of money equations.

A good option can be fixing up the property enough were it's sec 8 suitable.

Organic means any site visitor that finds your site strictly by doing web searches and clicks on a search result link.  

There are numerous beach islands w/ suitable properties for weekly and long-term rentals.

Long story short, the agent was not putting any effort into our unit (we had conclusive proof of this when one of the visitor told us that they had called a couple of weeks earlier and didn't get a reply). 

If market is bad then never try to buy any property because at that time you will definitely got some bad properties, which was not suitable for you.