Quote from @Ty Coutts: Hey Stacy,Here are some tips for first-time home buyers.

This open concept home includes designer styled kitchen with custom cabinets, granite counter tops, stainless steel appliances including a stainless steel farmhouse sink, vented hood system, and a stunning glass tile back splash.

This open concept home includes designer styled kitchen with custom cabinets, granite counter tops, stainless steel appliances including a stainless steel farmhouse sink, vented hood system, and a stunning glass tile back splash.

Kitchen has custom Cabinets, Stainless Steel appliances including Gas range with pot filler, tile backsplash and leathered marble countertops.

Kitchen has custom Cabinets, Stainless Steel appliances including Gas range with pot filler, tile backsplash and leathered marble countertops.

@V.G JasonI think you're saying that for people who bought maybe at the tip top of what they could afford, if they take on more debt and/or variable rate debt adjusts and/or they lose a job and/or they get divorced, they'll be under a lot of financial strain / potentially unable to afford their mortgage. 

Any tips on avoiding the subscription model would be greatly appreciated.Thanks in advance for your help!

More great tips.

Even if their experience is real, it's probably the 1% and unlikely you can watch a few hours of videos and replicate their success.There are more tips, but the main point is this: you are responsible for your success.

have you gotten any quotes for metal/steel ?