If the property appreciates significantly, you might be able to access some of that equity sooner rather than later.- Investment Lock-Up: While there’s a chance your funds could be tied up for a bit, if the property is well-designed and in a desirable area, you might see appreciation that allows for refinancing sooner than you think.Buying an existing property:- Less Risk: Existing properties come with a track record, so you can analyze their performance and potential more easily.

Real estate consumers in our area are fortunate to have access to a large pool of talented and knowledgeable professionals who are backed by a strong association. 

Currently I own a property in Sacramento with enough backyard lot that has Alley access and my current Mortgage is at a 2.5% rate and don't want to touch or affect it.I am in the process of considering a lot split with a plan to build a new doublex unit in the split lot with hard money or a construction loan. 

They are stating that because the address I want to list on Airbnb is not my primary residence, I only qualify for a non-primary residence STR permit, which restricts rentals to a maximum of 90 days per calendar year.Has anyone else encountered this issue before?

I also think it likely that ADU rules continue to get less restrictive.  

I'm working on launching a STR reporting product designed to make data analysis accessible for everyone, even if you're not a data geek!

. -401k Loans are a fantastic place to get access to short term funds.

Easy access to major HWY's and businesses?

I'd also pull the records at the registry of deeds to see if any restrictions are attached to the unit. 

My concerns with selecting a servicer are the following: customer service, access to funds, access to education materials so I can learn how to stay away from prohibited transactions.