Good luck in whatever it is you do for a living This is where I have got my US Median Income numbers from:BLS - US Median Weekly EarningsIt's median income of the full time American worker, not of American household which you refer to , and probably got your numbers from here:FRED - US Real Median Household Income What else is "factually incorrect", that you disagree with? 

When people refer to the Federal Reserve “setting rates,” they mean the effective federal funds rate or the rate at which banks charge other institutions on an overnight basis.

Are you referring to the Cleveland market?

I'd refer them to @Joe Villeneuve. 

I agree - my typo was referring to mortgage note investing

Why I personally choose not to invest in ANY syndications whatsoever (TO BE CLEAR, I am not specifically referencing or referring to any of the named individuals or syndications in this thread whatsoever, nor am I specifically referencing a syndication company with the name "ANY" in its legal name). 

Any references or suggestions are appreciated. 

It is effective Aug. 1, 2024.This ordinance is referred to as the Source of Income Discrimination Ban Ordinance" - which is identified in File #231019 and amends sections of Chapter 38 (Civil Rights) and Chapter 34 (Health and Sanitation) in the Missouri Revised Statutes for the purpose of classifying source of income as a protected trait in regard to housing discrimination.Here are some key takeaways from the attached ordinance:This ordinance bans discrimination against tenants based solely on:Source of income from an occupation, including gig work or paying rent in cash Use of public programs like Section 8 Housing Choice Vouchers, disability checks, or social security Poor credit score Prior evictions and alleged damages older than 12 months (less than 12 months can be a basis for denial) Prior convictions or arrests (sexual and violent crimes are excepted, a landlord can still deny based on these convictions)The ordinance also requires the city to proactively scan for rental ads using discriminatory language like "no Section 8" or "no past evictions".Landlords who are found to be in violation of the ordinance with respect to source of income can be fined up to $1,000 per incident.

This will allow you give a reference point on how much potential rent you can receive.

This will allow you give a reference point on how much potential rent you can receive.