That is just people trying to rationalize careless financial decisions.

He gave a sound rational response to your post. 

That way you can keep it nice and safe.But....should rational thought processes invade your brain....perhaps they would convince you that applying that equity to purchase an income producing property will leave you with the same amount of equity, some cash flow and some diversified real estate holdings.Let's walk through your fear real quick.  

It's a fine balance between rationality and exuberance.  

I am going to have to reduce my debt ration to under 50 and increase my credit score to over 700.

The average MH lot rent is $335 with an operating expense of $32,600 at an expense ration of 34.5%. 

They begin with our standard renovation components but then rationalize that they can improve the quality of certain aspects for only a small additional cost.

Focusing on the property instead of the deal, or just as bad, rationalizing a bad deal into a good one, is a recipe for disaster. 

Let your buyer know that the seller may be unreasonable to closing might be rushed as soon as everything comes in, they sometimes aren't the most rational people. 

I completely agree with the economic trends rational.