As for your analysis, the trend data looks pretty compelling, but then I think you also really have to look at psychology/sociology for some answers too.

So it's really just psychological comfort vs math. 

The psychology of the confluence and flow between desired active returns, vs desired passive returns, and industry created expectations is a really fascinating study.  

As I get older and the recession drags on I find myself wanting to keep more cash though.This is a psychological thing and not necessarily what is optimal for my portfolio.For those with lines...do you have debt covenants on your lines?

I doubt prices will skyrocket simply because of the psychology of the market.

I was in Psychology class 10 years ago when I saw the attack unfold...it was that day when I knew I wanted to be a part of the world's strongest military and help defend freedom.

Forum psychology is interesting; I too have been on many for years and seen it all!

They are prescribed an ESA for a mental/psychological disability.

My wife and I have basically decided to "hold on" to our last 22 units just due to A.) too young to be 100% living off our portfolio (not true, but it's a psychological thing...we expect to market to drop 99% the minute we put all our money into stuff we have no control over!)

Your psychology of your day to day life will dictate what little "Coincidences" happen in your life.