Is there any laws that would prevent me from doing this?

I ask as different states and different cities have laws that prevent you from doing RUBS or require you to do a certain type of meter, etc.

I am 61 years old and I have been bedridden for a few years ago from a brain annurism and a stroke just 2 days before I was scheduled preventive surgery. 

That with an annual service and preventative maintenance contract will make it last its full life of 7-12 years.

However having 100% of the funds in my account 60 days before travel allows me to collect the interest, have access to the funds early thereby allowing me to use it if needed, prevents fraudulent credit card uses since people have 60 days to notice fraudulent activity, and prevents reasonable chargebacks. 

If that's the case, the HOA can prevent you from doing what you want.

The reason I want to loan it against his property is because he may take a reverse mortgage and waste the money, I want to prevent him from doing that and let him live in his place as long as he wants.

Documentation doesn't prevent disagreements....and it could spiral into a big time-consuming problem.

There is a few road blocks that is preventing this partnership from happening and I was hoping someone with the same experience can point me in the right direction.1.

I however had to wait the 6 months to be able refinance off of appraisal because as you, @James Clements and I all know the delayed financing prevented me from getting back anything above my purchase price and closing costs as they were listed on my HUD. can you PLEASE PLEASE PLEASE explain in further detail on what you mean by involving your lender in the HUD before closing and on "loading up/optimizing the HUD".