https://nationalmortgageprofessional.com/news/study-reveals-....Not sure BP will allow that link to post, if not just google " 10000 saved using a broker vs direct lender" and you can find the article.On the flip side, there are some banks and credit unions that could offer products that they do not allow to be brokered.

I am writing this post in December in Wisconsin.

So after being laid off a few times in the last 8 years I decided to get back into investing but this time focusing on buy and hold multi family real estate so that I could built wealth that could help me retire my wife who just had a long battle with cancer and survived , but is now back to work, and I want to give her a relaxing life free of all the stress of the world (by the way did I mention she is also in the mortgage lending field) so that explains the urgency to retire her from w-2 work ! 

You made another post about you mentioning you do well with STR in NJ.

The title: The Pro's Guide to Property management Less Stress, More Rent, with Amelia McGee and Grace Gudenkauf. 

Backstory: As some of you know based on previous post of mine I've found my first "possible" real estate deal. 

Also, running a flip with no money and hoping you get a good return with all the other stuff going on in the background starts to add stress, and you end up not enjoying it.

Much better chance of posting in classifieds here - if Facebook the group that taught you that it's smart to get this type of funding may have people as well. 

A house-hack or LTR makes more sense because it's not stressful and you can focus on school. 3.

Deborah, Thank you for your post.