This will be around 150k, but down in a 5-6 years this project should help triple (or more) that amount invested when its time to sell the house.I would use 50k from selling stock and the rest from the HELOC, starting paying right away, up to 1200 per month or so.

People in the industry can get rich very quickly, thanks to stock grants, and they are often eager to put that money to work.

They will lend on stock / ETFs / Mutual Funds.

Stock portfolios are down, people can't access equity in their house, and other syndications are generally not selling.  

If possible, contact the previous landlord for references.Conducting a Property Inspection: This can help identify any potential issues and ensure that the tenants are maintaining the property well.Challenges and Tips for Multi-Family Units:Management: Balancing the needs and expectations of multiple tenants can be challenging.

The age of our housing stock and the capex that comes with it should also not be ignored.

To maintain a 1.1 DSCR your loan payment must be no greater than 1,909/month. 

So it sounds like they wanted to see you maintain deposit accounts with the bank and now they have possibly removed a discount they had given you when you took out the loans?  

One year also helps you maintain a schedule for inspections, rent increases, preventative maintenance, etc.If your lease doesn't have an early termination penalty, then the only thing you can do is start marketing and find a replacement tenant.

I just worry that you would struggle with finding and maintaining occupancy.