Is KNOWINGLY increasing a payoff to an amount ABOVE what was technically and verifiably owed illegal for the lender and or borrower to do?

I double "co-hosters" in most markets are getting 25-30%.If property management interests you I would suggest you become a licensed and insured PM company to increase your credibility. 

This tends to occur when the appraiser is unfamiliar with the area, and the area has had a recent rapid increase in property value.  

Permits are now required for all STRs, with fees increasing as of June 2024.

There are going to be three levels of addressing this 1) things you can simply go there and do anytime (pick up pet waste and throw it away) 2) things you can do given proper notice (enter the unit and inspect, repair damage etc) and 3) things you can only do given proper process/procedure (notice to vacate, increase rent etc.)

It's always a plus when you can get your property valuation increased and the tenant pays for the new item, just so long as your downside risk is mitigated, too.Good luck!

You can charge an increased deposit, pet rent, or require the tenant to carry pet insurance. 

I have a feeling that they are going to ask us to meet a reserve price, but I don’t know how much sense it will make to increase my offer.

I do the same, even when I know I can't get blood from a turnip, it goes on his record. 

There will be a decent increase in equity; ARV goes up by about $60,000.