Part of the HOA includes lake access with a shared dock owned by us including 16 boat slips.

I used to work for the VA and I know for a fact that the VA loan will allow for additions, if nothing else, for handicap access and disability related navigations of the property, to include stairwell modifications, handrail additions, etc.This is usually only for unique cases of disability though, IE severe injuries and/or disabilities.

It will allow me to purchase a larger deal by having access to heloc and pay it down within a year 3k per month from combined cashflows from other rentals. 

We have a partnership with BP so you can get access for free. https://inveloapp.com/bigger-pocketsLet me know if you have any questions.

Good access to the city, better tenant laws (when not in Cook County with Schaumburg), and traffic is generally better than coming from Indiana.

Hello @Richard Benjamin Wilhite,We usually do 2-4 weeks before move-in date.We have listed rentals 4-6 weeks in advance as long as the apartment is vacant or the tenant allows regular access (2-3X per week) to show the apartment.All the best!

Does that mean they are in some kind of archived state but still easily accessible versus fully removed?

If I was you and I had access to the VA benefits, I would see a 4 unit property where I'd have my own space and then rent the other 3 units.

I would also let them to to minimize costs incurred can we work together if I get someone who wants to look at the unit we get them access.

I have access to the VA loan.