It is an IRS approved federal income tax tool that increases near term cash flow by utilizing shorter recovery periods for depreciation to accelerate return on investment.

The only rule that has changed in the last 18 months is the seasoning requirement, which is a lending name for waiting period, to be able to use an improved value to pull cash out has gone from 6 to 12 months.

In the same time period, employment in Albany fell by 4.0 percent.

My tips essentially boil down to the compounding effect of a lot of good decisions over a long period of time/slow and steady wins the race.

The notice will provide a period of not less than 30 days from the date the notice is given in accordance with Section 16 within which Borrower must pay all sums secured by this Security Instrument.

NY. 5 year draw, IO for 5 yrs and PI for 10 year repayment period.

Personally, I have no issues making the full monthly payments from the start, so it seems unnecessary to pay the buydown payment just to have lower payments in the first two years.Additionally, my lender said that if I refinance before the 2-year period is over, the remaining buydown payment would be applied to the principal.

@Andrew SyriosRegarding government abuse, I'd look first at whether the law discriminates against foreign investors and then how the law has been applied over a significant period of time, not necessarily just because the head of state changed recently.Regarding crime, isn't it the same as in the US.

The changes in the market we've see don't equate to the difference in appraisals you received over the stated time period.

Begin your 'pre qualification' process for the acquisition now (most commercial lenders won't issue a PreQual but rather a LOI) In general, Commercial transactions can take longer due to extended due diligence, appraisal, environmental reports and financing (60+ days) so you'll want to initiate your search during the marketing of the down leg as it can cause a tighter timeline than a residential transaction.