I doubt her credit score for the mortgage enhances version of the FICO algorithm is 800 plus. 

My current goal is to become actively involved in the forums as I️ want to learn as much as possible to enhance our real estate business.

Partners can certainly enhance that.I've also known Cash Flow investors to fail fantastically too.

Try to get stuff close to new commercial development that will create localized jobs or enhance living experience.

This will enhance your investing knowledge, develop local contacts as well as provide for better connections with local vendors and investors. 

Any reports you provide or property enhancements or repairs should come with a few instructions on how to make the most of it.  

Keeping the debt helps you take advantage of the leverage to enhance your return on equity invested in the homes.

In all reality, if what you've done from a tax perspective is sound and the economics are supportive, I think it should actually enhance your standing in lenders eye.

Question 2Assuming I decided not to use leverage on the equity of the property and continued to operate the rental and rehab with all cash - Is there a method to get the improved value of the property reappraised post rehab to enhance the depreciation opportunity?

Currently, I have my sights set on beginning my real estate investing ventures in the rental, flipping type markets, but will undoubtedly expand my areas of interest as I continue to learn and enhance my knowledge of investing.