That's great that the bank who currently holds the note wants you on 20 year or 15 year amortization, they view you as a captive customer, they don't have to earn your business any more, as far as they are concerned. 

And unless your going to hold for life ( which not many do) Appreciation is where the wealth is made..

This made the overall appearance of the property much better and allowed us to re-sell for a profit.

What made you interested in investing in this type of deal?

The load calculation made for the existing foundation were not factored into the initial design.

After months on the market, I made an offer over $20k under the asking price and it was accepted.

I made one of the homes in Rochester our second home, and our first airbnb.  

Hey man im a Savannah investor and I have done and made the Renatus program a part of my business its a great way to learn and make some extra coin. 

Some homeowners have had success removing PMI after demonstrating that substantial improvements were made, but this is more of a gray area in the guidelines for HomeStyle loans.Fannie Mae Servicing Guidelines: It’s always helpful to go directly to the source for clarification.

What made you interested in investing in this type of deal?