Again unless its from a Heloc or cash out refinance from another property.If you do not have a commercial loan as of yet and do not own multiple rentals you are not getting approved for a $3M commercial loan. 

What I would really like is to meet a local agent or broker who deals primarily with RE investors, commercial or resi, and just spend a day shadowing you, seeing what the job involves, and learning.

I have a really good friend that works in commercial quake insurance, and it's been pretty educational the last 5 or so years to kind of get peak behind the curtain from his perspective. 

Greetings, I am a Real Estate Broker based in Washington State, with extensive experience in residential real estate and recent involvement in commercial properties.

Also, I have my general contractors license and make my living as a commercial senior construction project manager remodeling multi-family buildings and hotels nationally. 

I own one uptown, it is commercially zoned.

My lender says it can’t be done residentially due to the commercial lease being current.

You may require annual permits and inspection due to pool being commercial.

@Rahel KetemaI work in the commercial HVAC world as a salesman for a major manufacturer in the US and I have sold many residential furnace splits and ductless split systems in NJ/NYC, so temp wise similar to Chicago.Everyone has provided some good points and some to ponder.The upfront cost is going to vary based on the heat load of your space and the layout.

How many permits do I need to apply for a commercial project, and how many plans will I need from the engineer?