We require a minimum credit score of 620 (averaged between occupants) to qualify.

Text isn't an officially acceptable way of relaying this information here.On the somewhat rare occasion when I deduct from a security deposit, I send an itemized list of the expenses deducted to the tenant's new address via certified mail. 

This reduces exit options and affects the value. 10) Small number of small units is the most expensive residential development there is.

i have 4 STRs that i use professional PM, 2 of the STRs, after expenses including PM, are not outproducing my LTRs.For optimal ROI in this market requires a value add and quick, at least partial, exit.

Our next big objective is to eliminate our housing expenses by purchasing a triplex or fourplex using my VA benefits.

They are not that expensive, and you can easily do it by yourself.

You track all of your expenses the same way irrespective of profitability. 

Have you calculated how many properties or average monthly revenue it would take to reach that goal?

.* Receipts and Expenses: Once I brought to Jenny's attention that we were 20k above budget, she refused for days to give me the receipts, saying that I needed to give her my credit card statement first.

Is the credit over 780 for both #2 applicants, or is that an average?