However, if I earn too much “earned income,” I risk losing these essential benefits.That’s why I’m exploring real estate and the stock market, as these generate “unearned income” and allow me to maintain my benefits while building financial security.

In my research I've found that there are a handful of developers who are spending big money to renovate and rehab the downtown area and that the Scranton School Board is under new leadership, allowing the district to finally exit from its "financial recovery" phase.

I know this is unpopular opinion as we all take advantage of it (including myself), but should real estate really be allowed to be depreciated?

I decided to open a HELOC on my primary residence, this allowed me to have access to capital if I came across an available deal.

Conventional financing doesn’t allow you to close in an LLC, so if this is a must, DSCR is a good option.

Hello Kelly, House hacking is alive and well and yes depending on what market you are in it will be challenging to acquire something that will allow you to live rent free.

It now makes me question whether other platforms, like Avail, are also allowing the tenant to pay via credit card and we as landlords are just unaware of the mechanism because it's a side of the transaction we don't have visibility into.

You may have local ordinance(s) that allow them to step in and apply pressure to correct the matter.

Now, I have seen some lenders get really annoying about this and require a spouse to be on the loan...so IF YOU CAN find a lender that will allow just you, then that's the route we want to go.Hope that makes sense.

Out-of-state real estate investing could be a good option, as it allows you to leverage your capital without the day-to-day hands-on work.