If you do not want to join an agency for credit/background, and pay their fees, there are a few do it yourself ways to get some information--You can require the applicant provide you with their free credit report which they can obtain online--(you would have to know how to read and assess it), also you can go online for public records checks to see about evictions, and criminal public records. and thirdly, the landlord name & reference they provide to you, you can go to your county tax records online, put in the address or parcel # to see if the name on the property address really is the landlord, or just a friend that they have asked to pretend to be the landlord --that happens alot.

Find out who has a title like Vice PresidentCapital Markets - Non-Agency/CRA Trade Desk He will be best able to tell you how to proceed with them!

Most banks report payment on this loan to credit agencies, hence, building credit FAST.

Try what they do at Learning Annex conventions with their booth babes that came from the modeling agency that afternoon and pretend they have a clue what they're talking about.

I have a newspaper ad in the paper 365 days a year; I have signs at vacant rentals; and I'm on the Section 8 list (as well as lists from other government agencies).Mike

If there is no real estate agency used in the transaction suggest that you hire a Real Estate Attorney to process through with the lender.

contentid=536917222&contenttype=EDITORIAL&agency=CommerceI understand in MN Loan Mod. can't collect up front fee and must have loan broker license.

As an agent submitting your own offer, can you leave out the commission and agency/brokerage so that the Listing Agent takes all the commission?

(b) A seller of an interest in residential real property who reacquires the interest from a person who has engaged in rent skimming with respect to that property, or a law enforcement agency, may request the court for an order declaring that the reacquired interest is not encumbered by any lien that is or has the effect of a judgment lien against the person who engaged in rent skimming if the lien is not related to any improvement of the property and does not represent security for loan proceeds made by a bona fide lien holder without knowledge of facts constituting a violation of this title.

Talk to the broker in the office.If that doesn't work, talk to the owner who listed their house with an agency who is ignoring their fiduciary duty with malice and callous disregard for the damage the seller will suffer from a foreclosure.