@Aaron MorrowThis is a solid list, thanks for posting...I'd only add gloves, masks and shoe covers to your table if possible.

Of course I don't know your situation, but if I were in your shoes I would probably pay off the loan, roll it to an IRA and consider converting some of it to a Roth IRA depending on the tax bracket.Congratulations on going FT REI!

@Jamie Rose I have done one turnkey.

I previously had a ARM and I think lenders had to make sure I qualified if the interest rose, not just at the starter rate and I wasn’t sure if they did something similar for HELOCS.Thanks in advance.

If your willing to wait it out they’ll be a lot of foreclosures tooThe market didn't tank but rose and now in a high and low inventory@Justin Kanipe 

@Jenna Herr I totally remember being in your shoes about 2 years ago, exciting times. 

If I were in your shoes I would do everything possible to 1) save a emergency fund by living as frugal as possible 2) Save up and purchase a car- If transportation is a need then purchase something cheap and reliable 3) save for a house down payment.

When you enter through the main door, a lot of houses have a closet for jackets, shoes, etc. 

Here's my list:-Buy, Rehab, Rent, Refinance, Repeat by David Greene (RE)-Real Estate Investing Gone Bad by Phil Pustejovsky (RE)-Investing in Real Estate by Gary Eldred (RE)-Quit Like a Millionaire by Kristy Shen (FI)-Playing with FIRE by Scott Rieckens (FI)-I Will Teach You to be Rich by Ramit Sethi (FI)-The One Thing by Gary Keller (Inspiration)-Am I Being Too Subtle by Sam Zell (Bio)-Shoe Dog by Phil Knight (Bio)-The Big Short by Michael Lewis (Business)-Liar's Poker by Michael Lewis (Business)

& wear steel toe shoes with tarsal protection, when a section of that stuff drops it hurts.