The jury is out on summer, but we are already cutting rates significantly to get bookings for our properties.We are currently trending toward 2019-ish rents for most of our properties. 

Such cities tend to have lower prices that rise slowly due to limited demand.

This has definitely paid dividends for us when it comes to mortgage rates and lending options. 

I'd try to get a 6-month lease at a below-market rate to attract a tenant.

We've run about a 20% vacancy rate. 2 of our MTRs have been great, the third we sold after it wasn't generating enough inquiries over two years of effort.

I agree with most people in this forum that mid-term rentals are on the rise and gaining popularity. 

Also be aware that cash out refinances typically have slightly higher rates than initial purchases or just rate and term refinances.

If so you may have some full doc options which have the best rates typically and terms.Like others have mentioned you have DSCR loans too but this only allows you to purchase non owner occupied properties (not primary residence or second home occupancy type properties).

I’ve got some buildings with great interest rates that just won’t cash flow with less than my original 20% equity.

I did a quick look and violent crime rate almost double that of Illinois as a whole.