Thank you again for all the energy spent on responding to us all. 

When I inherited my property i was not in a financial position where I could responsibilities afford to own the property and because I was lost in grief I wasn’t capable at the time to put the energy into learning and working to improve my situation.

Justin Elliott depending on your track record you may have to focus your energy on friends and family.

A little about me: I'm currently based in Boston where I'm a Business Development manager for a SaaS company serving the energy industry. 

I prefer putting energy into something I can grow, and manage, and then back away from.  

@Nick Danaluk - The homestead aka STAR credit received in NY does not make your taxes go up faster. 

I've walked the streets, I've felt the energy/vibe of each neighborhood.

We just moved on knowing it was pointless to waste time and energy on fighting the inevitable. 

I was given a quote for AMFAM Gold Star Deluxe Policy with Plus endorsement . and also another one with Elite Endorsement.The Plus Endorsement says - Personal Property coverage is for specific perilsThe Elite Endorsement says -Personal Property coverage is for open perilsBut agent says both of them are HO5 type - is that true?

But also consider the time and energy you'll have put into it.