Good luck with it I am sure you will do very well since your experience is at both ends being a flipper and a lender. 

The appraiser will provide a rent survey and a rental amount that will be used to structure the loan- more on that below. 

About a year and a half ago, the new construction all but stopped. 

If you are not selling it then put a “not for sale” sign on it and a no trespassing sign.

Yes, sometimes there is big buys or whatever and a bit of a balance is carried but I NEVER, N-E-V-E-R get cozy with carrying a balance, paying at minimum or holding a financed balance for 90 days or more.

Here, once you have an account and a bit of lending experience, you can access the online, fill-in-the-blank templates to create your own set of documents. 

If this isn't clear enough, one could survey the other bank loan officers and see if the other doctor notes included this term around the year the loan was written, if this is one of only a few outliers which they threw the term in for, then any jury would likely conclude it was unnecessary and the power of attorney would make that void... but they as you say if the bank makes all the rules for their conventional since it's not "conforming..." then they could call the loan due and as you said the refi would be needed regardless. 

Glad to hear you’ve got the property fully occupied now and a better management team in place.

A master lease to the organization structured with an annual escalation clause and a term limit - like up to 5 years - was a recommended way to get a contract. 

Then it is going to be a tsunami of sellers and a bunch of idiots on the news crying that they got ripped off by much smarter people who at some point will decide they've made enough money off the commoners that it is time to dump it.