because I've seen a lot of people talk about money and how it brings happiness to them and how it's the only thing they need in life, I've talked too some people I know and most agree with that. 

@Erik EppersonYou're on the right track looking for a small multifamily or a house hack in Indianapolis, especially with properties sitting on the market.

Lenders Account for Your Real Estate Liabilities, Even If Not Listed on the REO ScheduleThe vast majority of DSCR loans are personally guaranteed, they will still be noted in your overall financial picture, and lenders will factor in these obligations when calculating your true cash flow and risk profile.Even if the title of a property is in the name of an LLC and the property is not listed on the Real Estate Owned (REO) schedule of your personal loan application, lenders will still account for any personal liability associated with the loan.

Purchase price: $335,000 Cash invested: $30,000 2 br / 2 bt home with large 2 car garage on its own property in LA County.

The only main difference to me in most cases are that you may have a little less vacancy risk in a 2-3-4 vs single family.Best wishes and good luck.

I advertise mid term via non-STR platforms, in my case, sabbaticalhomes.com & the university off-campus housing sites.

  - I quickly learned it was easier to go to that same bank in advance and ask for purchase + rehab financing all in one loan, one set of closing costs and it takes any the stress of worrying about the refinance. 

., why aren’t they offering you a stake in the partnership?

I am in Pennsylvania!

I would love to find people in El Paso, TX to have relationships with and learn from.