I just graduated from college and to be honest I do not have a lot of hard cash with me to pay 20% DP for properties (Good thing is, I do not have any student loan as my luggage).

It makes it super easy for all. ( my units are high end student and market rate housing) I also clean my units myself so i know what condition each unit is in so there is zero question when a tenant moves out. 

I was a senior in college studying business management, evaluating my personal financial situation, and determined to be a wise steward of my first paycheck after I graduated, knowing I’d be climbing my way out of about $20,000 of student debt and several grand in auto loans.WhIle searchIng for somethIng productIve to lIsten to on a jog I found the bIggerpockets podcast.Ive learned more from BP than I ever dId In college.Despite math, my wife and I made the personal choice that we’d pay off our student and car loans before we got started.Fast forward three years later we paid everything off and saved $20,000.

I don't know of any profession that has a greater attrition rate.

Conversely, for HML and private lenders out there, what factors would cause you to agree to a HML to college students?

I’m doing permit drawings for basement egress windows in one of my student rentals and was wondering if fixes like this were common or is it all paint cabinets and flooring?

Eliminate all debt, including safe-ish debt like student loans?

You're a student of this.

With my profession, I feel like it’s going to be difficult to be approved for Conventional financing.

I have narrowed down my desired niche to small multi-family properties, close to a college as I have a lot of experiences dealing with college students.