Have more than one realtor (I usually find 5 in a market and work with all of them until the cream rises). 

The borrower's should make contact with the servicer and inquire about what item(s) have not been received or turned in incorrectly.  

I think I could shave @ 1 point of interest with the initial refinance - that is an immediate cash flow benefit. 

If I'm not working hard towards a goal I feel like I'm wasting the gifts I have been given, and tend to get bored and do stupid or self-destructive things (like sit on the couch eating ice cream and brownies while watching 'Top 10 Movies That....' videos on YouTube.)Thanks again everyone, your time and input are appreciated! 

If you build a business around lease-options in RE, you would be much like an ice cream store selling only strawberry, nothing else.

Instead of trying to shave a few more thousand off I decided it was wiser to lock up the deal before they decided they should actually list it with a realtor which they definitely should have. 

@Ana Nomys  @Thomas Young Classification of PropertiesA Properties-Cream of the CropBuilt within last 10 yearsRented by younger professions Command Highest rentsAmenities Pool, Workout Room, Tennis Clubhouse etc.High Speed internet, Alarm systems etc.Properties lower maintenance low-risk tenantsTenants maybe relocating, looking for a home, Dual Income couples no kidsTurnover higher than a C PropertyConsider Highest and Best use maybe a special population.B Properties Still High EndBuilt in last 20 yearsRents quite high not as high as A propertyTenants white collar workers and higher paid blue collarC Properties Gold that looks like leadBuilt within the last 30 years.Tenants blue collar some government sponsored Vehicles in lot >10 years old and > number of pickup trucksMost vehicles gone during the day—workingSome deferred maintenance.In rentals foreverD Properties-Worst Area of townBuilt 40 years or moreGood CashflowManagement IntensiveNot a good starting out propertyAssisted housing, out of prison, hard luck etc.Lets take a look at the city and grade the areas.Grading Areas of the CityA AreasUpper level society resideHigh end PropertiesPath of ProgressConstruction tear down old build newB AreasBlue collar workers liveBusiness in area serve needs, bowling alleys, Nail salons, pizza movie rentals etc.Comb subsidized housing and othersIf you allow subsidized make sure they have a job.C AreasFilled with restaurants and business that support c-type tenantsOld strip malls in need of repair.

Let;s have a contest to see who can grow it the most or whatever.4.

What risk are you willing to take if the house/s have issues?

If you keep shaving rents and have a 5% vacancy rate it generally optimizes your income.