does anyone know of a credit union, or private lender who does cash out refinance on lots of land??

You may want to privately find out from the buyer what his tenant criteria are.

You would probably otherwise be limited to private equitable remedies. 

So sorry to hear about your house being completely gone.Get with FEMA as soon as you can and get the balls rolling as well as your private flood insurance.

I bet they are getting a barrage of leads right now with many motivated sellers looking to sell their homes to anyone.

Hi,What advice could you give to someone starting  a Private  Money Lender business? 

We didn't get much traction with Roomster and Kopa as by-the-room platforms, and we are a smaller market without a Padsplit presence.There are a lot of work crews passing through our neck of the woods, so the private rooms are appreciated as a bonus. 

Out here in the west its simply impossible to build anything that will sell for much less than 500k when your lots start at 100k to 200k each then permits are 30 to 75k each.. then you build the home thats the reality.. only way fed helps there is to buy private land and subsidize or turn federal lands into developments. the one market that would work is VEGAS as its surrounded by federal land.And from what I see in west coast the regional builders are back to pumping out spec homes as fast as they were pre GFC..

Hard money loans or private lenders can also help you move quickly, but come with higher interest rates that you'd refinance later on.

Way I differentiate is private money may be a friend or family member vs. hard money which is a company or someone else.