If you see yourself being in the area for a long time, the main thing to look at is the building quality over the COC returns in a spreadsheet.

EBITDA is poor.

I do not desire to reward tenants for poor behavior.

That’s a really poorly written contract, you might need a new realtor too.

By consistently offering work, you may be able to secure lower labor costs.Source Alternative Materials: Explore alternative or lower-cost materials that still maintain quality.

@Tim MelinPro - didn't take into consideration personal income or debt.Con - stiff prepayment penalties that are typically a 5-yr step down and the rates have gone up considerably in the last two months making them a poor option at the moment if you believe rates will go down in the next year or two.

I'm impressed by what I've seen from Quality Builders.

We need to find a way to reward high quality, human generated content, and deprioritize low value posts to discourage workarounds. 

When it comes to renting to Section 8 (S8) tenants, there are definitely pros and cons to consider:Pros of S8 Tenants:Guaranteed Rent: The government will pay a portion (sometimes all) of the rent, so you'll have consistent cash flow.High Demand: There's often a waiting list for S8 housing, meaning less vacancy time.Cons:Property Inspections: Your property will need to pass regular inspections, and repairs/maintenance must meet specific standards.Tenant Screening: Just like with non-S8 tenants, tenant quality can vary, so thorough screening is still essential.As for the down payment, yes, most lenders will require 15-25% down for investment properties.

So I started researching books on investing and lo and behold if I didn’t find Rich Dad Poor Dad.