They live in a semi HCOL area called Torrance (house is in a good zip code 90503).

When you sign almost all mortgage closing packages, you are signing an Occupancy Clause that states you are intending to live in the home for 12 months.  

Quote from @Christina Weaver: Hi, @Steven Hamilton II  my husband and I live in California, a community property state.

After 25 years of co-living have now graduated to one side of a duplex.

This shifts the conversation from opinion to facts, which is harder to dispute.Keep Emotions Out of ItNegotiations can get tense, but staying calm and professional gives you the upper hand.

However, if you are profiting over 6 figures, the property might be too expensive to live in order to truly house hack.

However, it's a deal in a different state and during the Facetime showing, I could tell the tenants were gross and makes me think they don't care about taking care of the place or their living conditions.

JeffWe lead a couple investor meet up groups in person and live stream about the Central Ohio real estate market.

@Jarrod OchsenbeinIt's great to hear that you are succeeding with the co-living model.

So I'm always able to offer a lower rate and make a decent living without charging points.