This low-maintenance, instant cash-flow property will kick off my real estate investment portfolio, with future properties to be added in years ahead.

The cashflow on our rental property is currently not significant, and we are self managing, but we are willing to take the risk currently as the market continues to appreciate and rents continue to climb year over year.My recommendation would be to find a SFH with an area that you could close off to rent out on Airbnb, or find a duplex (harder) that you would be able to house hack while you live here, and cashflow when you leave.If your goal is to create passive income quickly and avoid house hacking then I would suggest saving your capital for a market that could provide some better instant returns for you.Good luck!

I don't care if you have to spend $25 to instantly wire it, or what. 

I would not mind to invest on new construction in the area as by the end of its project completion, the properties would already appreciate and can give me instant return, or equity if I decide to hold on.

I thought both of these perspectives were super helpful for the young, instant gratification type folk that we (including myself) are.

With so much competition the old-fashioned Telephone above all remains the best form of a comforting and personal way of instant communication.

An even if they don't, utilizing such a low down payment amount almost guarantees instant equity if you run your numbers conservatively, and like a flipper or investor.It's absolutely worth looking into a live-in flip for your first deal.

This is now know as the happy graffiti house4th  was an occupied duplex owned by a church, nice because it mean instant cashflow once we closed.  

With my credit card balances reduced to zero, will my credit score increase instantly or does it take a few months of zero balances to show improvement?

Hey @Gregory Roman - it should kick in instantly - so it appears something didn't go right!