The owner lived in Utah and was making too much money as an orthodontist to worry about his run down property.

From there most of the time the personal connection is there and they have no problem sitting down for a coffee chat. 

Well, when goes down that's bad for buyers.

Let's use that as an example. 20% down is $43,000 plus lender loan origination fees, closing costs etc is going to push you over $50,000 cash out of pocket.

My purchase price was 225k and I put 5% down.

The changes that have occurred in the past year is making sure the comps are truly there, getting the material costs down (or accurate) number with changes all the time on costs. 3.

And you put down $15k and paid $1,250 mnth. 

They often have different vendors introduce themselves so you can build your team and they often have a local member do a case study on one of their properties to share the ins, outs, ups, and downs of the investment.

Hey Isadore, Send the tenant a notice of non-payment and have the tenant go down to their local public housing authority office, HRA, or Department of Social Service office and provide them with the notice.

I would not go down the rabbit hole of worrying.