The interest actually goes back to me so it’s essentially just an opportunity costs question about losing $50k of retirement investments with effectively 0% interest. 

It is easy to predict, yet rent control advocates somehow are surprised.  

Comparing quotes will help you identify the most cost-effective option.2.

Occupancy rates remained robust at 74.1%, outperforming the national average by 0.9 percentage points.Asking and Effective Rent (ADR and RevPAR)ADR for all tiers is projected to grow steadily over the next few years:- 2024: $193- 2025: $197- 2026: $200- 2027: $204- 2028: $209RevPAR is also expected to show consistent growth:- 2024: $155- 2025: $160- 2026: $163- 2027: $166- 2028: $169Upper-tier properties command a significant premium, with ADR forecast to be $233 in 2024, compared to $122 for lower-tier properties.

Currently, we have $220,000 in equity and value added.I’m inclined to hold off on a refinance cash-out until I secure another deal where those funds can be effectively utilized.

Both have the same net effect.

Did not sign up for any of the coaching so can't speak to the effectiveness but at this time I feel as though the path I am taking to be the most profitable.  

Went into effect several years ago (2021).

From your experiences, what is a good/effective/quick way to have the current occupants move out? 

The "half assed rent collectors" you alluded to - while I don't advocate for that approach, and it's not what we do - have figured out that there is a market for exactly what they are doing.The real question is, is there a market for what you're proposing?