It helps trim away the fat in a big way.We went from wanting “financial freedom” to wanting $40,000 per year, or even better, $3,333 per month.

When was it installed and fat material used as an outside shell? 

We are in the process of trimming the fat and I would love to hear from some experienced agents that have had great success with capturing quality buyer/seller leads through spending Marketing $ to websites.   

It seems likely to me that that number is about to skyrocket as corona has forced a proof point that people can in fact work from home. 

On my market what's driving the prices and fats DOM is high demand and no inventory.

Take into account when you will want to buy again, what your  budget will be for that purchase, and find the best deal you can in that budget. 

You should be positioning yourself to require almost no income to live once you're retired, your house is paid off, you're not investing into those multiple accounts, you have a fat HSA to cover medical expenses.

Currently I am planning on cutting my expenses and saving as much as I can in cash and heloc to be able to jump on to any deals.

Im looking to learn as much as I can in the CRE world!

I would never reduce my rates it is an affront to my reputation, but always add whatever I can in value.