I'm a short term rental owner/host since 2019. 

Has anyone had recent success finding a bank that will offer a Heloc on a single family investment property in Jacksonville, Fl?

I went through USAA at the time, since all my personal banking is with them. 

I'm looking to list my property with them but read some horror reviews online from guests (but not hosts). 

@Tyler DavisWell....there is a lot happening in Nashville at the moment.The biggest talking point for the better half of the year has been the new Titans stadium and the East bank.

This particular property (townhouse) has been bank-owned and vacant for the last 14 months.

Quote from @Saint Kyle: Here's an examplelooking for rehab funding on a triplex in youngstown, oharv $130k rehab $70kdo you know of a bank that's willing to loan on a product like this?

I ran my own proforma and used an 8% vacancy rate and a 35% operating expense margin, which are the %s that most banks my clients work with use to underwrite their DSCR loans.

There is no real estate involved; they are on a lease.My bank is currently looking at how much they can give us for a cash out refi of our rental condos, but we are trying to investigate all options.Thanks for any advice. 

Purchasing a land lot and then using the paid off lot to secure a construction loan from a bank could also be a viable option rather than fixer upper or turnkey.