That's a very fair proposal in my opinion and I would definitely have your contractor do it as opposed to someone else's

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

So when we had this property under contract for $92k ($95k purchase price with 3% buyer commission credit because I'm a licensed agent), it was an amazing deal.

Ben fair question, I'm talking about simple appreciation in terms of the neighborhoods each is in.

In addition to direct real estate, I invest fairly heavily in index funds.  

I am finding that most credit unions will only do helocs on primary residence.

I am fairly well connected in the REI community here. 

Most agents, I can tell you from experience, will not spend too much time on you since your so fairly new and at your purchase price your not a big fish so they will tend to put you on the back burner since heir return is not going to be a game changer.

Yes, I've heard that with first bank, but to be fair, I've heard many people complain about all 3 of them.   

Account ClosedLet me ask you a question: Is it fair to me or to the readers to take my words out of context by omitting to quote part of the paragraph that I wrote?