Is there any way to get PennyMac to lower the payoff amount, at least to just the principal amount, enough to cover the partial claim, satisfy the mortgage lender and be able to afford to relocate my family (I only need $7,000 to $10,000 to get a vehicle/uhual and move my family, and that includes the new place)?

well your far from a beginner so I am sure you can deal with any of the creative financing vehicles.. my advice was for someone just starting out.

If you’re aiming to attract higher-paying renters, consider going taller (10-12 ft) for flexibility with larger items or small vehicles—this may boost interest and rental rates.

Much easier to put your cash in a different investment vehicle with less risk.

I am concerned about parking and how that would work parking more vehicles along the street. 

We also have our main subcontractor and our driveway guy that would like to rent some space for their vehicles and materials as well. 

It's primarily a legal protection vehicle and should be advised upon by a lawyer in most circumstances.

Seems like Vendee program might be a good vehicle to capitalize on the VA foreclosures in our area. 

He's in front of his nice house in Utah and some expensive vehicle.

Best bet is to buy older homes that's renovated inside or you can renovate after purchasing and because older homes have at least 6 vehicle parking.