A reduction in monthly living expense IS positive cash flow in my book.Your monthly payment (P&I) should remain unchanged if your loan amount stays the same.

Conclusion remains unchanged: pay the mafia or your legs will get broken.

My terms also stated that for first month of extension, interest rate remains unchanged (1 month grace). 

Total proceeds are unchanged at closing so I’d assume no issues with the IRA but hoping some experts can chime in.

Hopefully you are able to successfully extract all of your investment, but do not plan for it.Another item that is a bit surprising, our experience is the cash flow changes marginally after the rehab and refinance (basically unchanged). 

pid=1714Houston Real Estate Highlights in March:-Single-family home sales rose 8.2 percent year-over-year, with 7,566 units sold, marking the ninth consecutive month of positive sales;-The Days on Market (DOM) figure for single-family homes was unchanged at 65 days;-Total property sales rose 6.9 percent, with 8,965 units sold;-Total dollar volume jumped 11.0 percent to more than $2.6 billion;-The single-family home median price rose 4.1 percent to $249,900, reaching a March high;-The single-family home average price climbed 3.8 percent to a March high of $309,785;Single-family homes months of inventory was at a 3.5-months supply, down from 3.8 months last March but above the national inventory level of 3.1 months;-Townhome/condominium sales declined 0.5 percent, with the average price up 6.0 percent to $224,038 and the median price up 4.6 percent to $183,000;-Lease properties experienced a mixed performance, as single-family home rentals increased 1.2 percent with the average rent up 2.4 percent to $1,788;-Volume of townhome/condominium leases fell 9.7 percent with the average rent up 4.2 percent to $1,604.

Single-family home sales rose 8.2 percent year-over-year, with 7,566 units sold, marking the ninth consecutive month of positive sales;The Days on Market (DOM) figure for single-family homes was unchanged at 65 days;Total property sales rose 6.9 percent, with 8,965 units sold;Total dollar volume jumped 11.0 percent to more than $2.6 billion;The single-family home median price rose 4.1 percent to $249,900, reaching a March high;The single-family home average price climbed 3.8 percent to a March high of $309,785;Single-family homes months of inventory was at a 3.5-months supply, down from 3.8 months last March but above the national inventory level of 3.1 months;Townhome/condominium sales declined 0.5 percent, with the average price up 6.0 percent to $224,038 and the median price up 4.6 percent to $183,000;Lease properties experienced a mixed performance, as single-family home rentals increased 1.2 percent with the average rent up 2.4 percent to $1,788;Volume of townhome/condominium leases fell 9.7 percent with the average rent up 4.2 percent to $1,604.

From the data I see every day it looks like CV will have very little impact on residential housing: low inventory, high demand, multiple offers - unchanged to this day.Why did Chase do that? 

If the environment is unchanged in July, I will project we get 70% of our LTR July rents (my projection for May is 85%, we got 100% for April). 

The co-working “fetish” was getting a big overheated, and with the massive deflation of that mode of office structure occurring as we speak, I’d be shocked to see it persist unchanged.