I think values, at least from what I'm seeing anecdotally around the area, have also been unaffected, at least as of now.

So within the policy the CV is unaffected by loan taken against the CV as collateral however it does affect the net surrender value and death benefit because at death or surrender the the policy owner would receive the net between CV - loan balance remaining - surrender cost (if any).

As everyone said, the first is unaffected and doesn’t get paid with any surpluses.

@Cory H.Yeah my small bank is the same way, unaffected still underwriting loans, but only the 50% of the people are working.

The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he or she considers his or her own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale.

They say that cash flow somehow makes them magically immune to any downturn as if their tenants and their cash flow especially in lower end markets (where cash flow on paper looks the highest) will somehow be unaffected ... rent doesn't go down in a recession, it stops ... not all cash flow is created equal, and quality of cash flow in this case is more important than the quantity. 

It's a business just like any other business, but for whatever reason, most newbies (myself included when I was a noob) don't treat it like one and end up coming out of pocket for CapEx and act like their bottom line was unaffected and it wasn't a "real" expense.If I had not flipped a few properties successfully and built up some capital early on (and maintained my day job), it would have been very difficult to withstand the big ticket repairs and CapEx events.  

100% paid; 10 Class B units, SF and multis; 14 tenants that work across the 10 units, and all individuals claim they have been unaffected by virus.

A court injunction would be unnecessary as their position remains unaffected by the second foreclosing.

@Sarah Maddox  Absent a local or state law to the contrary, civil contracts are generally unaffected by one's health situation and rightly so.