Certainly not an umbrella costing $5.8k a year.

Many lenders struggle with umbrella policies as well.  

I drag my boat down, put it in a slip on the river side behind the condo, but my wife can still walk across the street and spend the day reading under an umbrella at the beach. 

Nothing in real estate is just writing checks and sipping umbrella drinks on a beach!   

It might be different if others were involved.Consider an umbrella insurance policy instead of the web of LLCs and corps.

I have a personal umbrella and business umbrella for 1 and 2 million.Originally posted by @Jonathan A.

If you are concerned about protecting yourself, just buy an umbrella insurance policy for $1 million.I'm not sure why you're concerned about liability?

Providing beach chairs, umbrellas, and a cooler can enhance the guest experience and contribute to glowing reviews if your property is near the beach.

I know many people here feel umbrella insurance is the way to go.

Consider just getting an umbrella insurance policy.Interest only HELOC are only just interest until you hit the repayment period, so make sure you’re ready for the increase when you start paying back principal.