If you are open to non-traditional methods of financing, you could use a debt service loan to bypass that requirement.

These were mostly pot farm loans that traditional lenders wouldn’t touch.

And could even get a second home loan if doing traditional financing.

It's tempting to chase quick riches in real estate: flips, short-term rentals, hot markets.

you will not find a cashflowing property at 100% financing whether its with a traditional loan and heloc or whatever the terms. 

Honestly, I've given up on finding cashflow anywhere close to the city due to rates and prices, BUT some other opportunities you may want to consider are:Live in flip - mentioned earlier in this thread, always a solid option in any market.Condo conversions - good money to be made from this and since they're a little trickier than a traditional flip there tends to be more inventory available that would allow for a profit.ADUs - come February 2nd, ADUs are allowed BY RIGHT on any SF property in the state, owner occupied or not.

However, I am unfamiliar with any lenders having traditional mortgage options for anything with a VIN number such as a trailer.

Traditional 30 year fixed mortgage How did you add value to the deal?

Like many of you, I started by reading Rich Dad Poor Dad, and from there, I dove into Brandon Turner’s book on real estate investing.I’m incredibly excited to embark on this new adventure and can’t wait to see where it leads.

"If How To's Were Enough, We Would All Be Skinny, Rich, and Happy."