.), don't have Internet, or don't know what that thing with the keyboard is.What I have done before is that I call them, sit at the computer and use a second email address pretending to be the applicant, then over the phone I ask them the security questions.On the other hand, a credit report has never been a deciding factor, usually the application got killed before, either because of the criminal history or incomplete applications where nothing makes sense.I think in neighborhoods where having been in jail is not a status symbol the credit report is more important.

You can also start typing their name after the @ symbol and a list of names will pop up as well.

@Jamaal Thomas Hi Jamaal, just type the @ symbol immediately followed by the user's name and you will see it pop up on your screen.

"In 2012 the "Dent Tactical Advantage ETF," symbol DENT, was de-listed having consistently under-performed the market for three years while at the same time charging an egregiously high 1.65% management fee.""

To reply to someone specifically, hit the @ symbol at the beginning of your message, start to type their name, and click on their name as it pops up. 

Tech question - how do I get the @ symbol in front of people's names so that they know when I reply to their posts??  

@Michael Heal , to get the @mention thing to work properly, you have to do more than just type the name after the @ symbol... you have to start typing the name (or just a ?)

@Michael Wolffs , to tag someone who has already commented in the thread, you type in the @ symbol followed by a ? 

@Robert P. and @MIchael Rickerd for some reason my previous post from a few minutes ago did not capture your names with the @ symbol, so I'm adding this post to bring your attention to my previous post.

Perhaps it was just a symbolic way of 'repaying' the boyfriend that slashed the cushions...and-- cheaper than therapy!