In order to make it a 2 bedroom suitable for tenants, I would absolutely add doors to the bedrooms.

Neither scenario is a suitable environment for investment. 

My last turnover for the Toledo property was over 6K, and the property was left in pretty good condition.And to respond to Jay, I'd love to be in B areas, but those properties are rarely suitable for BRRRR and always go for top dollar, in my experience they're just not viable for BRRRR unless you wanna be cashflow negative.

However, there are reputable websites that offer a wide range of house plans suitable for various purposes, including spec homes.

To determine the most suitable strategy for you, it would be beneficial to connect and discuss your situation in more detail within PM.

I have a suitable lender that can qualify me in any city or state.

Here are some insights to help you identify suitable locations and maximize your investment:Regulations for short-term rentals (STRs) can vary significantly by city and even by neighborhood.

Perform due diligence, including soil tests, environmental assessments, and surveys to ensure the land is suitable for construction.

Fannie Mae's guidelines verbatim are as follows:Must be occupied by the borrower for some portion of the yearMust be suitable for year round occupancyBorrower must have exclusive control over the propertyMust not be rental property or a timeshare arrangement (this has the following disclaimer in the guidelines:  If the lender identifies rental income from the property, the loan is eligible for delivery as a second home as long as the income is not used for qualifying purposes, and all other requirements for second homes are met (including the occupancy requirement above).Cannot be subject to any agreements that give a management firm control over the OCCUPANCY of the propertyThis means that as long as you intend to occupy the property some portion of the year, you could absolutely rent it while you are not using it. 

This could provide more opportunities for investors to find suitable properties for flipping.- Interest rate fluctuations: Mortgage rates are predicted to decline, potentially dropping to around 6% by the end of 2024.