I can just assume they have just tightened things up further.

Reading it I can feel adrenaline and cortisol start to gush and my neck tighten.

More and more states are tightening their wholesaling regulations, and South Carolina followed suit in the second week of May.

With the results of Beryl being tallied you can bet that some of the companies will be tightening restrictions and some may stop writing.  

Hopefully, this provides perspective.Keep in mindThe Fed started hiking rates in March 2022, and only stopped tightening in July 2023, having lifted short-term interest rates by 525 basis points or 5.25%.Average 30-yr mortgage rates started moving aggressively upward a bit earlier (in January 2022) and only peaked (at just over 8%) in October 2023.

I could also borrow some funds from my parents but not sure if I want to do that and put strain on them. 

One of my strategies will be to put money into energy efficiency to decrease heating costs, and increase my cash flow - Maine has some good loan programs/rebates that can really help tighten up a building, and finance efficient heating, so I'll be taking advantage of those.

If they don't renew, I'm forced to start a no-fault eviction, which strains the landlord-tenant relationship.

It might put a strain on the relationship, there are other things to line out though, that is just one item.

Banks tightened down pretty hard on HELOCs.