The only property we own at the moment is our home in Huntington Beach.  

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But the moment you say "well that sounds awesome, can you get that over to me in writing" it instantly turns into uhm's ah's and but's. 

It's fully occupied at the moment with leases into 2026.

A DSCR loan is going to require more down, have high fees at closing, a higher interest rate, a pre-payment penalty, and will require you to have cash reserves that you likely don't have at the moment.

I know of a couple people who are doing this very unscrupulously at the moment and have seen how they are structuring their deals.

Seller decided to back out at the last moment for some arbitrary reason and just didn’t show up to closing to sign the docs.

I don't have a property in hand at the moment, but I do believe this area won't become cheaper.3.

Looking back, sure, after the fact looking back on a 2010 buy one can say how "easy" it was and how it rapidly became a "cash-cow" but at the moment in time of the buy, no, it was NOT prevalent or known what they'd be the next year, 5, 10 etc.. 

The market is at historic highs and could break at any moment.