The payment is roughly $260 a month.

First year was very rough with poor property management and tenants.

If you can't figure out how to escape that entry-level job and get into something that pays better, then I would argue you probably don't have the skills necessary to invest in real estate and manage it well.Focus on finding a job you can be proud of and that pays well.

Step 1 is to demonstrate real expertise in what you're teaching through verifiable results.Step 2 is to figure out what other courses are failing to deliver and target that.I'm not at all enthusiastic about another real estate guru. 

The only downside with SC is the LTR pricing will be rough if you have to change course, so buy with that in mind.

In short, I’m trying to figure out if it’s worth pursuing an off-market seller financing deal versus getting a traditional loan and competing for the property on the open market.

Evan your point about wholesaling is a good one too, I have to admit the red flags did go off for me a bit but I figured it'd be worth seeing what others had to say.

How can I do that" Again rather than give advice when I am not a tax professional I figured I would pose his question on the forums to see what response the community would give. 

There are multiple implications- so it's best to work with a qualified professional to figure out what best meets your specific situation without unexpected consequences. 

Instead of being upfront about the additional interest, they presented misleading figures that made it seem like I was getting a better deal than I actually was.