If you're not careful, the administrative requirements can trip you up—but when done right, the savings can be well worth the effort.For those of us scaling our portfolios or actively managing real estate deals, the conversation about structure isn’t just theoretical—it directly impacts how we protect our wealth and position ourselves for long-term growth.What I’ve found is that many investors don’t realize how critical their personal credit is in setting up these entities successfully and accessing the funding they need to operate and grow.

That's critical for quick deal underwriting I'll let my phone notify me when you respond :) 

Are there any other critical factors that signal a buyer is serious and capable of closing?

From a lender's perspective, separating personal and business credit is critical for scaling operations while mitigating personal financial risks.

Feel free to roast, criticize or give any advice you have I can take it.

This ensures you’re protected in case of an audit or any legal questions.4.Consult a Real Estate Attorney•This step is critical!

This differentiation is critical because it avoids triggering property co-ownership laws, transfer taxes, or title issues.

Another thing that has really gave ammunition to Sub2 critics are simpleton’s coming on here bragging about Sub2 and then a little later come on here asking for help concerning a problem that happened with the Sub2.

You are getting a lot of encouragement and criticism from both sides.

DSCR loans definitely seem like a good tool for scaling, especially with strategies like BRRRR where cash flow is critical since it doesn’t rely on personal income or DTI, making it easier to qualify while keeping cash flow positive.