Is this a good approach?

This straightforward process allows you to verify encumbrances before considering a property investment.Alternatively, engaging a title company can offer a more comprehensive approach to uncovering liens.

A HELOC felt like the right approach, but I'm learning it's pretty impossible to find a lender for my situation.

I’m considering countering with a price closer to the market value, but I’m curious how others approach deals like this.Looking forward to hearing your thoughts!

@Melanie AlzugrayInvesting in a resort you and your family enjoy is a fantastic approach.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620 (approaching 22% probability of default), many blemishes, but should have no evictions in last 2 years.

RW's fee structure is interesting because it's a "look over HERE, not over THERE" approach. 

Approach them directly.

The other thing I have done especially if we are approaching winter months is just tell the insurance company that we will have them done in spring.

I am considering converting to a long term rental but thought that mid term might also be a good approach as well considering the home is fully furnished.