Higher loan balances we would likely see an opportunity in the future to refinance again due to lower rates so consider a 2-3 year prepayment penalty.Of course if you qualify for Conventional Financing (Fannie/Freddie), there are no prepayment penalties so just calculating out the return of investment timeline on point buy downs.Good luck shopping and let me know if you want to talk further!

If you offer more $ for the property than the all cash offers AND you appear to the seller to be highly qualified in the method you are using for sourcing the payment, at some point your offer will be more appealing than the all cash offers.I don't understand why you would consider a 1031 for another property in two years. 

You could also go DSCR if you're DTI does not qualify for a conventional loan and you'd still be at 20% down on DSCR.

There are a couple of unique tax laws to real estate investors - 1031 exchange, bonus depreciation on certain improvements, Qualified Opportunity Zones, real estate professional status, etc.Make sure that the accountant you interview to understand the above concepts.best of luck!

If the tenant can’t prove the dog qualifies as a service animal or ESA, then it could be a lease violation.It’s a good idea to request documentation in writing and confirm its legitimacy.

If you are unsure, go with the first applicant who qualified.

Most people don't qualify for that relationship.The seller financing will not show up or affect the credit score.However, when applying for a loan at the bank or especially a Federally Guaranteed loan, they ask on the application for ALL Loans, whether  or not it shows on a credit report.

@Nicholas Aiola I am fortunate enough to have my 401K with my full time job so I don't think I am qualified for SDIRA or self-employed 401K?

We meet definition for qualified investor.• DSTs: Seems as though returns are rather low, low transparency on opportunities (?)

I know I can easily find a qualifying tenant who will pay $1,000 per month if I don't renew a lease with the existing tenant.