It adds extra protection for your assets.

Website shows up as not protected domain - and no longer in existence that should say enough 

A home (whether primary or investment) in my eyes is considered as a savings account once you own it - a store of wealth. 

So your saying select No Damage Protection and just submit an extra charge when it's warranted? 

Texas tends to favor landlords in these cases, but follow the legal process exactly—any misstep could delay things.As for protecting against retaliation or property damage, installing security cameras (if you haven’t already) to monitor common areas might be worth it.

Processes have been set up to provide a degree of protection to parties  involved in subject to transactions.  

The answer to that question will probably be eye-opening for you!

Doing this will open your eyes to how people waste space in real estate today.  

Quote from @Josh Ball: Quote from @Jonathan Greene: Smokers aren't a protected class, but they could argue that whatever the underlying "medical" issue for the card could be part of one.

We are newbies, and don't want to miss out on a great investment and tax savings opportunity, but obviously want to do everything correctly in the eyes of Uncle Sam.